Purpose
✅ Manage wedding expenses, vacations, or medical emergencies.
✅ Pay off existing high-interest debts.
✅ Fund education or personal projects.
✅ Renovate your home or upgrade lifestyle essentials.
Eligibility Criteria
❇️ Age: Applicants must be between 21 and 60 years old.
❇️ Income: Consistent monthly income from employment or business.
❇️ Credit Score: A healthy credit history for faster approval.
❇️ Employment Stability: Minimum work experience of 1–2 years is preferred.
Key Features
☑️ No Collateral: Completely unsecured – no need for assets.
☑️ Quick Disbursal: Get funds in your account within 24–48 hours.
☑️ Flexible Repayment: Tenure from 1 to 5 years.
☑️ Minimal Documentation: Hassle-free and transparent process.
☑️ Fixed EMIs: Easy monthly repayment plans.
Documents Required
❇️ ID Proof: Aadhaar card, PAN card, Voter ID.
❇️ Address Proof: Utility bills, rent agreement, passport.
❇️ Income Proof: Salary slips, bank statements, Form 16.
❇️ Photograph: Passport-size photo for records.
Fees & Charges
☑️ Processing Fee: Nominal charge based on loan amount.
☑️ Prepayment Charges: Applicable if closed before tenure.
☑️ Late EMI Fees: Penalty for missed payments.
☑️ GST: As per government rules.
